Zero balance transfers is a feature provided by credit card companies as a way to encourage or urge consumers to avail of their credit card. They are usually given to new credit card holders as a special offer of sorts. Aside from the low introductory rates, people also go for 0 balance transfers because their [...]

0 APR credit cards are another feature or marketing strategy that credit card companies employ to convince you to avail of their credit cards. If you already have existing credit cards, 0 APR credit cards can be one way for credit card companies to convince you to switch credit cards.
If you’re stuck to some debts [...]

There is no question that having some credit cards is a great way to pay for things that is more convenient and even safer than always paying cash.  And it really isn’t practical to pay with everything by check because so many purchases would be slowed down by that method or retailers just don’t accept [...]